State Senate District

  • Housing Stock – Mortgage Lending Outcomes

    Lending institutions must report all loans for home purchases, home improvements, and mortgage refinancing based on the Home Mortgage Disclosure Act (HMDA) of 1975. This indicator displays information derived from the 2021 HMDA loan-level data files. It reports the loan-to-income ratios for all purposes of loans approved or denied. Source Federal Financial Institutions Examination Council,…

  • Housing Stock – Net Change

    Source US Census Bureau, American Community Survey, 2020-24. Source Description The American Community Survey (ACS) is a nationwide survey designed to provide communities with reliable and timely social, economic, housing, and demographic data every year. The ACS has an annual sample size of about 3.5 million addresses, with survey information collected nearly every day of…

  • Housing Stock – Older Housing

    This indicator reports the total number and percentage of housing units built before 1960. Source US Census Bureau, American Community Survey, 2020-24. Source Description The American Community Survey (ACS) is a nationwide survey designed to provide communities with reliable and timely social, economic, housing, and demographic data every year. The ACS has an annual sample…

  • Housing Stock – Mortgage Lending Profile

    Lending institutions must report all loans for home purchases, home improvements, and mortgage refinancing based on the Home Mortgage Disclosure Act (HMDA) of 1975. This indicator displays information derived from the 2022 HMDA one year national loan-level data files. Source Federal Financial Institutions Examination Council, Home Mortgage Disclosure Act, 2022.Additional data analysis by CARES. Source…

  • Housing Stock – Modern Housing

    This indicator reports the total number and percentage of housing units built after 1999. Source US Census Bureau, American Community Survey, 2020-24. Source Description The American Community Survey (ACS) is a nationwide survey designed to provide communities with reliable and timely social, economic, housing, and demographic data every year. The ACS has an annual sample…

  • Housing Quality – Overcrowding

    This indicator reports data on overcrowded housing from the latest 5-year American Community Survey. The Census Bureau has no official definition of crowded units, but this report considers units with more than one occupant per room to be crowded. Source US Census Bureau, American Community Survey, 2020-24. Source Description The American Community Survey (ACS) is…

  • Housing Costs – Owner Costs

    Selected monthly owner costs are the sum of payments for mortgages, deeds of trust, contracts to purchase, or similar debts on the property (including payments for the first mortgage, second mortgages, home equity loans, and other junior mortgages); real estate taxes; fire, hazard, and flood insurance on the property; utilities (electricity, gas, and water and…